When you pay with a card, you're taking a surprising amount of risk.
Simply carrying your cards in your wallet (including e-wallets) is risky because of potential theft and loss.
When you hand over your card, you are trusting that the employee will not mishandle your card, such as taking a picture of it or swiping it more than once.
When swiping or inserting your card, you are trusting that the correct amount is actually being charged. Most of us don't adequately review our statements to catch mistakes.
Once you've handed over your precious card number, you risk having the data transfer intercepted by hackers.
Many merchants store your card numbers on their servers. This is also venerable to the ever-increasing skills of hackers.
In many payment systems, there are several intermediary gateways that provide identity thieves even more opportunities to steal from you.
It's time to put an end to this MADNESS!
The World Xchange Solution
While utilizing your same cards and the same processing networks,
World Xchange changes the way they work, making all transactions100% secure and fraud free!
Instead of you handing over your sensitive card information...
The merchant sends you a purchase code.
Then you just scan the code with the World Xchange App and approve the purchase.
Simply put, since your card information is never used in a transaction, there is nothing to steal. All the processing and transfer of funds is safely conducted on the powerful banking networks, ONLY.
In Addition, Take Back Your Privacy
The merchant will never see or handle your credit card information again.
You can also choose to withhold your name and address from the merchant, allowing you to make an anonymous purchase.
No more embarrassing card declines. If your card is declined, only you will know about it, allowing you to chose a different card or decline the purchase in complete privacy.
No merchant can ever store your card information because they will never receive it.
Not an e-wallet. This is a complete purchasing portal.
Accepts all major credit and debit card brands as well as many department and specialty cards, including gift cards.
Ensure every charge is accurate before touching the Purchase button.
Every purchase in recorded in an easy to look-up and research format.
Customize your account. Set privacy levels, merchant communications and special deals that have been designed just for you.
IN addition to many more tools and services planned and currently being developed.
The Merchant App
Services available for all point-of-sale; in-person, online, door-to-door, delivery, and telephone.
Easy to use. Staff training in less than five minutes.
Access your sales data from within the App or the World Xchange Website.
Powerful, easy to read and understand sales reports.
Access to powerful, new marketing tools never available in the world until now. For more information, please contact us.
OK, at this point you're probably thinking...
CAN WE REALLY GUARANTEE NO TRANSACTION FRAUD?
, because even if the transaction was intercepted, there is nothing of value to steal. In addition, there is nothing of value stored on the merchant's servers or kiosk, the consumer's app, or even our servers.
Think of it like putting all your cards in a bank vault and never having to take them out to use them.
Proof of Concept
Proof of concept and working model
Initial US patent application filed
Launch crowd funding campaign
Certification of devices
United States launch
Global patents obtained, global launches TBD
Rewards For Participating
Personalized Gratitude Certificate and advance notice of the App release.
Personalized Gratitude Certificate, advance notice of the App release and the very awesome, stress ball!
Personalized Gratitude Certificate, advance notice of the App release and the much anticipated App FREE!
Personalized Gratitude Certificate, advance notice of the App release, the App free and the amazing mousepad!
Personalized Gratitude Certificate, advance notice of the App release, the App free and this truly incredible steel travel tumbler!
Personalized Gratitude Certificate, advance notice of the App release, the App free, plus the must-have and to completely die for -shirt!
Personalized Gratitude Certificate, advance notice of the App release, two free Apps, plus his and hers or his and his or hers and hers, to die for -shirts! PLUS, two incredible steel tumblers!